Bitcoin

FSCS doesn’t protect this financial product

FSCS doesn’t protect this because it’s not a ‘specified investment’ under the UK regulatory regime - in other words, this type of investment isn't recognised as the sort of investment that we can protect. So, we won’t be able to protect you if the provider fails. You should think carefully before investing in such a product, as FSCS protection won’t be available if things go wrong.

Advice

Likewise, FSCS won’t be able to protect any advice that you received on this product, even if that advice was from an authorised adviser that has now failed.

Bitcoin cash

FSCS doesn’t protect this financial product

FSCS doesn’t protect this because it’s not a ‘specified investment’ under the UK regulatory regime - in other words, this type of investment isn't recognised as the sort of investment that we can protect. So, we won’t be able to protect you if the provider fails. You should think carefully before investing in such a product, as FSCS protection won’t be available if things go wrong.

Advice

Likewise, FSCS won’t be able to protect any advice that you received on this product, even if that advice was from an authorised adviser that has now failed.

Bonds

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

Certificates representing certain securities

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

Collective investment schemes

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

Contracts for difference (CFDs)

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

Crowdfunding P2P lending

The investment is not protected, but you might be able to claim against the advice, if you were given any

FSCS will not be able to protect you if your Crowdfunding/Peer-to-Peer (P2P) loan firm fails, or if the P2P borrower defaults on their loan. So you should think carefully before investing in such products, as FSCS protection won’t be available if things go wrong with the provider.

Advice

• FSCS may be able to protect you if you received negligent advice to invest in Crowdfunding/P2P loans from a regulated adviser who's since failed.
• You would also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances. This means we can't say for sure whether FSCS could protect you. But your adviser should be able to tell you more. 
• Where FSCS can protect you, we can pay up to £85,000 per person, per firm.

We can't accept any claims that are for poor investment performance - the nature of investments means their value can go down as well as up. 

Crypto assets/cryptocurrency

FSCS doesn’t protect this financial product

FSCS doesn’t protect this because it’s not a ‘specified investment’ under the UK regulatory regime - in other words, this type of investment isn't recognised as the sort of investment that we can protect. So, we won’t be able to protect you if the provider fails. You should think carefully before investing in such a product, as FSCS protection won’t be available if things go wrong.

Advice

Likewise, FSCS won’t be able to protect any advice that you received on this product, even if that advice was from an authorised adviser that has now failed.

Debentures

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

Derivatives

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

Emissions allowances/auction products

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

E-money

FSCS doesn’t protect this financial product

FSCS doesn’t protect this because it’s not a ‘specified investment’ under the UK regulatory regime - in other words, this type of investment isn't recognised as the sort of investment that we can protect. So, we won’t be able to protect you if the provider fails. You should think carefully before investing in such a product, as FSCS protection won’t be available if things go wrong.

Advice

Likewise, FSCS won’t be able to protect any advice that you received on this product, even if that advice was from an authorised adviser that has now failed.

Endowments

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

EOS (crypto asset)

FSCS doesn’t protect this financial product

FSCS doesn’t protect this because it’s not a ‘specified investment’ under the UK regulatory regime - in other words, this type of investment isn't recognised as the sort of investment that we can protect. So, we won’t be able to protect you if the provider fails. You should think carefully before investing in such a product, as FSCS protection won’t be available if things go wrong.

Advice

Likewise, FSCS won’t be able to protect any advice that you received on this product, even if that advice was from an authorised adviser that has now failed.

Ethereum (crypto asset)

FSCS doesn’t protect this financial product

FSCS doesn’t protect this because it’s not a ‘specified investment’ under the UK regulatory regime - in other words, this type of investment isn't recognised as the sort of investment that we can protect. So, we won’t be able to protect you if the provider fails. You should think carefully before investing in such a product, as FSCS protection won’t be available if things go wrong.

Advice

Likewise, FSCS won’t be able to protect any advice that you received on this product, even if that advice was from an authorised adviser that has now failed.

Fixed interest securities

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

Futures

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

Gilts

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

Government bonds/securities

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

Investment funds

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

Life policies

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

Mini-bonds

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

Non-fungible Tokens (NFTs)

FSCS doesn’t protect this financial product

FSCS doesn’t protect this because it’s not a ‘specified investment’ under the UK regulatory regime - in other words, this type of investment isn't recognised as the sort of investment that we can protect. So, we won’t be able to protect you if the provider fails. You should think carefully before investing in such a product, as FSCS protection won’t be available if things go wrong.

Advice

Likewise, FSCS won’t be able to protect any advice that you received on this product, even if that advice was from an authorised adviser that has now failed.

Open-ended Investment Companies (OEICs)

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

Options

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

Peer to Peer loans (P2P)

The investment is not protected, but you might be able to claim against the advice, if you were given any

FSCS will not be able to protect you if your Peer-to-Peer (P2P) loan firm fails, or if the P2P borrower defaults on their loan. Think carefully before investing in such products, as FSCS protection won’t be available if things go wrong with the provider.

Advice

• FSCS may be able to protect you if you received negligent advice to invest in P2P loans from a regulated adviser who was since failed. You would also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances. 
• This means we can't say for sure whether FSCS could protect you.  But your adviser should be able to tell you more (see ‘To be certain’ below). 

We can't accept any claims that are for poor investment performance - the nature of investments means their value can go down as well as up. 

Ripple (crypto asset)

FSCS doesn’t protect this financial product

FSCS doesn’t protect this because it’s not a ‘specified investment’ under the UK regulatory regime - in other words, this type of investment isn't recognised as the sort of investment that we can protect. So, we won’t be able to protect you if the provider fails. You should think carefully before investing in such a product, as FSCS protection won’t be available if things go wrong.

Advice

Likewise, FSCS won’t be able to protect any advice that you received on this product, even if that advice was from an authorised adviser that has now failed.

Rolling spot forex contract

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

Shares

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

Spread bets

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

Tracker funds & Exchange-traded funds (ETFs)

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

Unit trusts

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.

Unregulated Collective Investment Schemes (UCIS)

The investment is not protected, but you might be able to claim against the advice

By definition, firms that provide UCISs are not regulated. So FSCS will not be able to protect you if the provider of your UCIS investment fails. 

Think carefully before investing in such products, as FSCS protection won’t be available if things go wrong with the provider.

Advice

• FSCS may be able to protect you if you received negligent advice to invest in a UCIS from a regulated adviser who was since failed.  You would also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances. 
• This means we can't say for sure whether FSCS could protect you.  But your adviser should be able to tell you more (see ‘To be certain’ below). 

We can't accept any claims that are for poor investment performance - the nature of investments means their value can go down as well as up. 

Warrants

You might be protected, depending on the circumstances

If you were dealing with a regulated firm, and your investment product meets the relevant regulatory definition, you may have some FSCS protection if the regulated firm fails. 

But this will depend on what regulated activity the firm was carrying out for you and whether any exceptions apply. You'd also need to meet our eligibility criteria, so protection will vary depending on your individual circumstances.

This means we can't say for sure whether your investment is or isn't FSCS protected. But your firm should be able to tell you more (see the box beow).

Where FSCS can protect you, we can pay compensation of up to £85,000 per person, per regulated firm.

Advice

• If you took advice from an authorised financial adviser when investing in this type of product, FSCS may be able to protect you, if you're eligible.
• If the adviser goes out of business and you lose money because of the negligent advice you received, we may be able to compensate you up to £85,000.

But we can't accept any claims for poor investment performance - the nature of investments means their value can go down as well as up.