CONVENIENCE TRANSLATION - ONLY THE NORWEGIAN VERSION IS BINDING

Part pay at your own pace from 95.00 kr/month!

The payment method for you who want to decide for yourself how much you pay every month. Besides always getting your goods before you pay, you will get all your purchases in one account. This also applies if you have shopped in different stores via Klarna Account. It means one single invoice, no matter how many purchases you've made.

• Always receive your orders before you pay
• Pay from 95.00 kr/month or 1/24 of the total amount
• You never need to provide any card details
• All your purchases are gathered in one account and on one invoice
• Shop now - pay at the end of next month
• One administrative fee of  45.00 kr, no matter the amount of purchases made
• You can pay the full amount at any time.

With Klarna Account – Pay at your own pace there is no set up fee. For a purchase on 10,000 kr, the annual interest rate is 22% which corresponds to an effective rate of 36.12%. With an instalment plan on 12 months the total cost is 11,771 kr and the instalment amount 981.00 kr per month

This example assumes that the balance is repaid in one year.  Please note that the minimum amount per month per item is not the same as for the account overall. You are always required to pay a minimum of 95.00 kr a month.

When you pay with Klarna, we may conduct a credit check. If a credit check is made, you will be notified. Klarna processes your personal data in order to carry out our obligations in this agreement and for the additional purposes set out in our Privacy Notice. The Privacy Notice is available here, and on our website, and by using Klarna’s services you confirm that you have read this Notice. We process your personal data for example to identify you and perform customer analysis, credit assessments, marketing, and business development. We may also transfer your data to selected partners (such as credit reference bureaus), which may be established outside of the EU/EEA. In the Privacy Notice there is more information about our data sharing, your rights in regards to your data, how you may contact us with questions, or submit a complaint to an authority.

If it’s the first time you have chosen to defer or pay in parts, this is to be considered an offer to enter into a credit agreement. The actual agreement is entered into when you have signed it. It will either be sent to your registered address, in which case you must sign the agreement and return it to Klarna, or it will be sent to your email address, in which case you have to sign digitally. The agreement must be signed and returned to Klarna in order to be bindning, and if you do not sign and return the credit agreement, our general invoice terms will apply to your purchase.

General terms and conditions are available here.